List of Union Bank USSD Transfer Codes [2023 Updated]

If you have been wishing or assuming to have a fast way of getting transactions done within the blink of an eye, you can rely on these Union Bank USSD transfer codes. Since the invention of these codes, there has been a huge improvement in the banking sector. Customers aren’t complaining about the long hours they will stay in a queue before cashiers attend to them.

History of Union Bank

Union Bank Nigeria is one of the leading banks in Nigeria with a long history dating back to 1917 when it was first established as Colonial Bank. In 1925, it became the first bank in Nigeria to be wholly owned by Nigerians. Union Bank played a major role in the development of the Nigerian economy during the colonial period and after independence. The bank has over 500 branches across Nigeria and employs over 5,000 staff. Union Bank has been consistently ranked as one of the top 10 banks in Nigeria by various independent surveys.

In recent years, Union Bank has been modernizing its operations and expanding its product range to meet the needs of its customers. In 2013, Union Bank launched its USSD Transfer Code service which allows customers to send money to any bank account in Nigeria using their mobile phone. The service is available 24 hours a day, 7 days a week, and is very easy to use. All you need is an active mobile phone with a registered SIM card from any network provider in Nigeria.

What are Union Bank USSD Transfer Codes?

These are unique USSD transfer codes that comprise five numbers to initiate transactions right on your mobile phone. These codes can permit you to carry out any type of payment from your bank. All you have to do is have the exact code for that type of transaction. If you could have these codes, there are numerous benefits attached to it.

Benefits of Using Union Bank USSD Transfer Codes

These codes grant you access to make transfers freely without the need to login into your bank mobile app or visit any offline branch

It is a 24/7 code for you to make a payment any time of the day from wherever you are at your convenience.
Maximum security for your banking information, and it turns offering protection for your money.
You can track every transaction you make through the USSD code, and this makes it easier for you to know whether the money was sent or received.

Requirements to Union Bank USSD Transfer Codes

An active Union Bank Account
A valid SIM card linked to your Union Bank Account
A genuine ATM Debit Card
A good mobile phone with network coverage

How to Activate Union Bank USSD Transfer Codes

Dial *826# on your phone
Enter your 4-digit PIN
Select “Registration” from the menu
Enter the last 6 digits of your Union Bank account number
Follow the prompts to complete the registration process
You will receive a confirmation message once you have successfully registered for the service

Possible Issues with Using Union Bank USSD Transfer Codes

There are a few possible issues that could come up when using Union Bank USSD transfer codes. One issue could be if you enter the wrong phone number for the recipient. If this happens, the funds will likely go to someone else’s account and you may not be able to get them back.

Another issue that could come up is if you don’t have enough money in your account to cover the transaction. This could lead to an overdraft fee or your transaction being declined. Make sure you have a good signal before trying to use the USSD codes as a weak or nonexistent signal could cause issues with completing the transaction.

Security Measures for Using Union Bank USSD Transfer Codes

All transfers made using Union Bank USSD transfer codes are protected by a PIN. This means that only someone with your PIN will be able to access your account and make transfers.
Your PIN is never stored on your phone or anywhere else. This means that even if your phone is lost or stolen, your funds will remain safe.
If you enter your PIN incorrectly three times, your account will be temporarily blocked. This is to protect you from fraudsters who may try to guess your PIN.
You can block your Union Bank USSD transfer code at any time by calling customer service. This is useful if you think your code has been compromised or if you simply want to disable it for a while.